One of the advantages of pooling is that the larger pool can lead to better diversification of investments, a method that reduces overall risk. The agent allocates the capital income on a pro rata basis among each fiduciary sub-account. Together, the agent and the non-profit organization manage the day-to-day functions related to investment and accounting, such as for example. B the keeping of records, the preparation of the necessary reports and forms and the monitoring of investments. When Camille joins the pooled trust, the non-profit organization that manages the trust combines its sub-account with the other individual sub-accounts. The agent manages all sub-accounts as a single trust and invests the total balance in less risky investments. Pooled trusted positions have several advantages. The Social Security Act now allows certain trusts that can benefit a person with a disability by protecting his or her property while maintaining the right to use it. One of these allowed positions of trust is the «pooled position of trust». Investing in a pooled trust can provide a way to protect funds for persons with disabilities while maintaining the individual`s right to participate in programs of public benefit. With careful planning, people with disabilities can benefit greatly from shared trust managed by a non-profit organization that has experience with public utility laws, a clear sense of the person`s goals, and the ability to achieve those goals. Pooled trusts are also advantageous because they allow a person or family members to participate in the use of trust funds for the benefit of the person with a disability, while exonerated family members from the day-to-day administration of the trust. .