. ABRDRSC and Deloitte Access Economics, Building resilience to natural disasters in our states and territories, op. Cit. . Adapted by the Australian government, National Disaster Risk Reduction Framework, Department of Home Affairs (DoHA), Canberra, 2018, p. 21. The framework lists «examples of sectors that must play a role in disaster risk reduction,» including insurance; Financing and investment Agriculture; Energy Health Community Services (see p. 20). DRFA provides the Commonwealth with a cost-sharing basis with states and territorial governments when a disaster is a significant financial burden. DRFA is a form of payment of the Commonwealth`s eventuality, as defined in the Intergovernmental Agreement on Federal Financial Relations: . Commonwealth funding under the National Disaster Resilience Program was supplemented by state and territory governments under the National Partnership for the Resilience of Natural Disasters through 2018/2019. Commonwealth appropriations for this national partnership were not included in the 2019/20 budget forecast: see Australian Government, Federal Financial Relations: Budget Paper No.
According to the 2018 National Disaster Prevention Framework, «federal and federal spending on direct disaster recovery already amounts to about $2.75 billion per year»; Indirect costs borne by many sectors over several years.»  Economic costs are expected to double by 2030 and increase significantly over the next few decades.  . Australian Government, National Framework for Disaster Risk Reduction, Op. 16. This figure reflects a 2017 estimate published by the Australian Business Roundtable for Disaster Resilience and Safer Communities (ABRDRSC) and Deloitte Access Economics, which estimated the average economic cost of economic costs at $18.2 billion per year for the ten years to 2016: ABRDRSC and DebtTte Accesslois, Buildinge to natural disasters in our states and territories, Deloitte Touche Tohmatsu, Sydney, 2017 , p. 7. The NDRP aims to reduce the vulnerability of Queensland communities to natural hazards and build community resilience. The DRFA authorizes Commonwealth advances when the cost of responding to a serious disaster is «probably higher than what the state can do in the short term.»  Governments in the federal states and territories can invest DRFA funds in «natural hazard control activities» that generate efficiencies through reconstruction projects.  . A «major disaster» is defined in the Social Security Act 1991 (Cth): Section 36 refers to the payment of the emergency rehabilitation; whereas Section 36A, Part 2.23B, concerns disaster recovery assistance. The definition of «negatively affected,» and the circumstances to which it applies, are in any event subject to the Minister`s assumption that the appropriate Minister finds that an event is a major disaster for the payment of Australia`s recovery: see Australian Government, Social Security Guide, Department of Social Services, version 1.254, released May 6, 2019: 126.96.36.199 Australian Government Disaster Recovery Payment (AGDRP) Description and 188.8.131.52 Recovery Allowance Disaster (DRA)- Description.